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   Franchise Financing

At Snap-on, you’d expect nothing less from your credit company than world-class financing solutions that enable your core customers to purchase the finest tools, tool storage and diagnostics in the world. At Snap-on Credit, our EC (Extended Credit) program does just that… and more.

We offer low weekly payments to technicians, shop owners, and even non-traditional customers, but it doesn’t stop there. Through our Franchisees, Snap-on Credit offers several sales programs that are not available anywhere else – exclusive financing programs that fit our Snap-on products – tailored to meet the needs of our customers.

  • Platinum Program Benefits
    Our top Franchisees can offer special financing rates, exclusive promotions, Overturns (where declines become approvals), deferred payment structures, credit limit upgrades and much, much more. Simply put, our Platinum Program offers our best Franchisees an unparalleled array of year-round credit promotions. And since the majority of our Franchisees have achieved Platinum status, these benefits are available to more customers than ever before.
  • Shop Owner EC Program
    Based on the shop owner’s credit, this program offers low rates and a “six full months same as cash” feature, a very effective feature for selling diagnostics. That’s right, our Shop Owner EC customers can take a full six months to pay for their credit purchases with no interest at all!
  • CreditStart
    Snap-on Credit knows many of our customers are either just starting out or have had some credit challenges in the past. So, whether your customer is just starting out in the trade or needs to rebuild their credit standing, CreditStart offers a way to build (or rebuild) a strong credit rating by purchasing the tools, tool storage or diagnostics they need today.


For information on any of these programs, please call your Account Manager at (877) 777-8455.

Snap-on Credit
950 Technology Way, Suite 301, Libertyville, IL 60048

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